Higher LTVs
Are you ready to multiply the amount of flips you do? We provide you with the highest leverage in the industry.
Get FundedLower Rates
With our fix-and-flip loans, you'll get the best interest rate on your flip. Rates are mainly affected by LTV and your track record.
See RatesFaster Closings
Don't lose your next flip to an all-cash buyer. Use fix-and-flip loans to close in 2 weeks, with quick rehab draw requests!
I'm Ready1-4 Residential Pricing Scale
| Flips Last 3 Years | Rate | Loan-to-Purchase | Cash-Out LTV | Rate & Term LTV | Rehab Funded | Points | |
|---|---|---|---|---|---|---|---|
| Beginner | 0 | 12.99% | 80% | 65% | 65% | 100% | 2 |
| Intermediate | 1-2 | 11.99% | 80% | 65% | 70% | 100% | 2 |
| Professional | 3-9 | 11.49% | 80% | 75% | 75% | 100% | 1-2 |
| Expert | 10-19 | 10.99% | 85% | 75% | 75% | 100% | 1-2 |
| Master | 20-29 | 10.99% | 85% | 75% | 75% | 100% | 1-2 |
| Big Fish | 30+ | 10.99% | 90% | 75% | 75% | 100% | 1-2 |
5+ Multifamily Are Same Terms with 5% LTV Cut
90% of Purchase
With fix-and-flips, your returns increase dramatically when you put less cash down. We go up to 90% of your purchase price so you can flip more houses.
100% of Rehab
We finance up to 100% of your repair costs on your fixer upper, if needed. With fix-and-flip, this allows real estate operators like you to multiply your deals.
Flexible Options
Our 1-year term with no prepayment penalty can be extended. If a project is complex, we can structure it as 18 months. The average flipper pays off in 7 months.
No Prepayment Penalties
We generally have no prepayment penalties for our 1-year fix-and-flip bridge loans. This is to incentivize you to rehab more properties!
Low Credit
Our minimum credit score for flippers is 620, because we focus mainly the asset-based lending solutions. No more worrying about your credit.
Experience Friendly
Flippers & rehabbers with more experience get the best rates, but we lend to investors with no experience all the time, with the most competitive rates in the market.